by Seng Bingyang | Jun 15, 2020 | Financial Planning
So last month I turned 32, and a handful of friends asked how it was like spending my first lockdown birthday at home. While I do use birthdays as an annual excuse to catch up with friends, I’ve always considered birthdays as 母难日, and I usually spend the day itself at...
by Seng Bingyang | Jul 17, 2017 | Financial Planning
Whether we like it or not, most of us contribute to CPF religiously, but dare I say few of us truly understand how the accounts work in our golden years. With the permission to reproduce from my good friend and popular financial blogger Heartland Boy, here is his most...
by Seng Bingyang | Apr 6, 2017 | Financial Planning, Insurance
I’ve seen a number of posts on my Facebook Newsfeed this past week, commenting on the hikes in premiums for Integrated Shield Plans for many insurers, with one such firm (say, Company P) adopting a new pricing structure. The new pricing structure ties the cost of...
by Seng Bingyang | Oct 25, 2016 | Financial Planning, Insurance
Was invited to give a personal finance talk to a group of Chinese teachers last week. I was a 华校生, but it’s absolutely true when people say “If you don’t use it, you lose it.” Since the last time I formally presented to an audience in Mandarin was during my khaki...
by Seng Bingyang | Aug 7, 2016 | Financial Planning
How To Plan For Your Child’s Education From Birth To University…Without Sacrificing Your Lifestyle And Retirement Goals In the last couple of months, a handful of my friends (and a cousin of mine) were fortunate enough to welcome their first child into the...
by Seng Bingyang | Feb 16, 2016 | Financial Planning
“Yes, I am retiring.” With these words, beloved MediaCorp celebrity Rebecca Lim broke a million hearts (ok maybe not), albeit temporarily, before revealing that what she meant was that she had signed up for a retirement plan with an insurance company and is now...