You may have never considered planning for your finances or your future at this point in time. This is extremely common because there is a sudden large deposit of cash in your bank account at the end of every month (aka your salary).

As a young professional, this is a considerably important phase in life, often neglected by many, as temptations to spend beyond your means are abound.

Your desire on securing your first car in a couple of years, the goal of purchasing the luxury goods and eating at restaurants you have always wanted, a frivolous attitude towards managing your finances may lead to many undesirable outcomes in your financial life.

Nonetheless, I’m sure you have heard the old adage “to fail to plan is to plan to fail”.

Do not fall into the trap of thinking that everything will turn out fine even if you neglect to plan adequately.


So what are the main benefits of financial planning?

  1. Provides direction.
  2. Instills discipline (with a good plan and the expertise of a good financial planner, you can follow through as planned and reject any unfavorable detours that can derail your progress
  3. Gives you the peace of mind to seize the day
  4. Create a future you can genuinely look forward to


There will NEVER be a perfect time to start! This is because it is simply too easy to be caught up in our own lives.

The earlier you start planning for your finances, the faster you will enjoy the benefits of having good financial habits. So I respectfully suggest that you make a commitment to yourself, and schedule the necessary time to do so.

Taking steps now towards a financially sound future will be well worth the time spent!