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Why Property isn’t the Best Asset to Invest in Anymore

Why Property isn’t the Best Asset to Invest in Anymore

by Seng Bingyang | May 26, 2015 | Financial Planning

Recently, I had the pleasure of catching up with one of my friends who is an expert in real estate investments for a sovereign wealth fund. I took the opportunity to ask him a few questions regarding real estate that puzzled me. You see, I meet and speak with many...
How a well-intentioned talk could lead one to unforeseen disaster!

How a well-intentioned talk could lead one to unforeseen disaster!

by Seng Bingyang | Mar 30, 2015 | Financial Planning, Insurance

I recently attended a full day investment workshop where the speakers fervently believed that everyone seated in audience could become a millionaire investing just 10 dollars a day over a period of time. It wasn’t the most polished ‘performance’ I had ever...
Delayed Spending ≠ Saving

Delayed Spending ≠ Saving

by Seng Bingyang | Mar 19, 2015 | Cash Management, Financial Planning

Do you think that saving is important? If your answer is yes, read on. I have met many young professionals who proclaim that they save 30-40% of their income, but have barely $5,000 in their bank after working for a couple of years. Do you know someone like that? Why...
I just started work and I’m still young. Isn’t it too early to start planning for my finances?

I just started work and I’m still young. Isn’t it too early to start planning for my finances?

by Seng Bingyang | Mar 9, 2015 | Financial Planning

You may have never considered planning for your finances or your future at this point in time. This is extremely common because there is a sudden large deposit of cash in your bank account at the end of every month (aka your salary). As a young professional, this is a...
Have You Ever Thought of Setting Up a Budget for Your Spending Needs?

Have You Ever Thought of Setting Up a Budget for Your Spending Needs?

by Seng Bingyang | Mar 9, 2015 | Cash Management, Financial Planning

Money is a tool used to achieve many things in life. Problem is, for most young professionals, money is limited. Thus, as a financial planner, I often suggest to the people I serve to set up a budget. Some people feel that having a budget strips them off of their...
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seng bingyang financial advisor

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seng bingyang financial advisor

Hi! I’m Bingyang, and welcome to my website!
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The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any company or agency. Any comments made are neither a recommendation to purchase or sell any financial policies. You are advised to perform your own independent checks, research or study. You should consult a licensed professional before making any decision

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