Re-Appreciation of The Miracle of Compounding at 32 y.o.
So last month I turned 32, and a handful of friends asked how it was like spending my first lockdown birthday at home. While I do use birthdays as an annual excuse to catch up with friends, I’ve always considered birthdays as 母难日, and I usually spend the day itself at...
HOW MUCH MONEY CAN YOU WITHDRAW FROM YOUR CPF AT 55
Whether we like it or not, most of us contribute to CPF religiously, but dare I say few of us truly understand how the accounts work in our golden years. With the permission to reproduce from my good friend and popular financial blogger Heartland Boy, here is his most...
Reflections on my trip to Osaka Universal Studios Japan
I love going to theme parks, even though i'm not a big fan of Roller Coasters. I take great delight in people-watching and soaking in the positive energy at theme parks where everybody is happy. It's a far cry from the world outside where most people don't seem to...
What is the Real Problem behind Integrated Shield Plans (aka Private medical insurance) raising premiums again? And what is the solution?
I’ve seen a number of posts on my Facebook Newsfeed this past week, commenting on the hikes in premiums for Integrated Shield Plans for many insurers, with one such firm (say, Company P) adopting a new pricing structure. The new pricing structure ties the cost of...
“Dude, can I insure my diamond ring?”
The first time I heard a question like that was when my good buddy sought my help. I don’t know if this qualifies as wedding advice, but since most of my friends know that I specialise in life insurance and finance, they seem to believe that I am informed about...
If you try to please everyone, you may as well kiss your ass goodbye
One realization after speaking with a good friend of mine this past week, was how we often neglect the value of time. My friend lamented that, "There will always be a minority group of people who are only loyal to their purses, if there is a discount somewhere or a...
Personal Finance Seminar for Hua Language Centre
Was invited to give a personal finance talk to a group of Chinese teachers last week. I was a 华校生, but it’s absolutely true when people say “If you don’t use it, you lose it.” Since the last time I formally presented to an audience in Mandarin was during my khaki...
What Rio Olympics 2016 Taught Me About Life
I haven’t had the time to watch as much of the Olympics as I had hoped, but I managed to catch a number of Athletics events here and there, witness Joseph Schooling break the Olympics record and see Neymar captain Brazil to their first ever Gold Medal in Olympics...
How To Plan For Your Child’s Education From Birth To University…Without Sacrificing Your Lifestyle And Retirement Goals
In the last couple of months, a handful of my friends (and a cousin of mine) were fortunate enough to welcome their first child into the world. Being friends, of course I was extremely happy for them because a baby is a little bundle of joy and I wish for them to have...
What can you do about the ever-increasing Medishield premiums?
My article on coping with Medishield premiums was published on Asiaone Business on 29 April 2016. Here it is republished for your convenience... There have been two pieces of big news in the last few months concerning our Integrated Shield plans in Singapore. The...
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Hi! I’m Bingyang, and welcome to my website!
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